$664,984

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Move-in Ready! The Santa Rosa plan by Harris Doyle Homes on an oversized home site in Breakfast Point East. This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large corner homesite features a lake and conservation views. Breakfast Point East is a walkable and golf-cart friendly community close to the Gulf and Panama City Beach parks, attractions, shopping and amenities. 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.